Hotel & Motel Finance

Is it time to refurbish your hotel or motel?

Whether your property is freehold or leasehold it is imperative that regular refurbishments are undertaken to ensure that the property remains relative and continues to deliver strong profits.


A refurbished property will typically result in increased occupancy rates and well as increased average daily rates. A modernised property will also generally achieve a higher sale price should you wish to exit the business at some point in the future.


Our affordable funding solutions allow you to refurbish your property without having to part with your hard earned capital. Instead, you can upgrade your property now and then pay it off over your chosen term whilst enjoying the increased revenue a refurbished property normally brings.

Our Funding Solutions

Are you a hotelier who needs funding to undertake property refurbishments and improvements? Accommodation Finance Australia have flexible funding solutions to suit your needs.

The Operating Lease allows you to own your equipment over a fixed term. Choose your preferred term from 3, 4 or 5 years and have the confidence of knowing you can own the assets at the end of the term. Repayments can be 100% tax deductible and residual values can be considered if required.

If you prefer to own and depreciate the assets then we also offer a Chattel Mortgage. However don’t forget that repayments on a Chattel Mortgage are not 100% tax deductible. You can choose your preferred finance term and we will consider residual values where necessary.

A business loan can be used for starting, running or growing a business particularly when the requirements are not related to Equipment or Fitout.

The loan term can range from 12 months to 5 years and only the interest component of the repayments are tax deductible.

The Funding Process

At Accommodation Finance Australia we take the stress out of funding improvements to your hotel and motel, and aim to make the process fast and easy. We know that you would appreciate a simple process, so we have delivered.

1

Step One

Apply online with Accommodation Finance Australia. Our easy application takes 10 minutes.

2

Step Two

Choose form our industry tailored finance solutions above.

3

Step Three

Send us the invoices you would like us to fund.

4

Step Four

Sign the contract and we pay your supplier directly.

Get started on your accommodation project today!

Why choose us to fund your hotel or motel?

Accommodation Finance Australia are leaders in hotel and motel finance, and our funding solutions come with a range of benefits. 

COMPETITIVE RATES

Accommodation Finance Australia offers competitive rates with simple, manageble and low weekly repayments.

FLEXIBLE TERMS

With Accommodation Finance Australia you can enjoy the flexibility of choosing your term, from 12 months to 5 years, as well as end of term options that suit you.

QUICK AND SIMPLE APPLICATION PROCESS

Apply in minutes using our simple Online Application Form and in most cases we can have you approved within 24 hours.

REPAYMENTS MAY BE 100% TAX DEDUCTIBLE

Weekly repayments with Accommodation Finance Australia can be considered an operating expense of the business, just like wages or rent.

PRESERVE YOUR PRECIOUS CAPITAL

Save your hard earned capital to invest in marketing and business growth activities, don't waste it on depreciating assets.

24 / 7 CUSTOMER SERVICE

The friendly Accommodation Finance Australia team is here to assist when it suits you, with 24/7 customer service.

My experience with Accommodation Finance Australia was brilliant. The team offered expert advice backed by industry experience and communicated in a kind, courteous and respectful manner. Accommodation Finance Australia's finance options delivered on exactly what we were looking for, and allowed us to move forward after a poor experience with our bank. I would definitely recommend Accommodation Finance Australia to anyone in the industry who is seeking quick and simple access to funds to upgrade or refurbish their property.
David Pratt - Best Western Southgate Motel

What you should have to be application ready?

Being preparedis an important part of any finance application, below is a list of items you should have on hand to be application ready.

For loans under $50,000

For loans of over $50,000

Each application is assessed on a case by case basis, requirements may vary.

Ready to Apply? Get started today!

Frequently Asked Questions

Here are answers to our most common questions, however if you have any different queries or want more information, you can always talk to one of our friendly team members.

The Application Process

Simply complete our easy Online Application Form.

In most cases, Accommodation Finance Australia can give pre-approval within 24 hours of receiving your application.

Accommodation Finance Australia can fund any assets relevant to your hotel & accommodation business. This ranges from serialised assets, non-serialised assets and custom built equipment. We can also fund full fit-outs and refurbishments.

Some examples of what we can fund include:

- Room Refurbishments

- Bedding & Soft Furnishings Upgrades

- Bathroom & Amenities Upgrades

- Restaurant & Dining Upgrades

- Technology & Software Upgrades

- Branding & Signage Requirements

- Change of Ownership & Re-Sale Requirements

The Payment Process

Accommodation Finance Australia contracts will include a Direct Debit Authority for you to complete. This allows for the electronic transfer of your repayments, from a bank account of your choice.

You will need to complete a new Direct Debit Authority. Click here to download this form now. Once you have completed the form, you can either scan it and email to [email protected] or fax it to 1300 659 675.

Equipment Related Questions

The ongoing service, maintenance and repair of the items and equipment in the contract is your responsibility. Don't forget that all new equipment comes with a manufacturers warranty for a minimum of 12 months.

If your equipment happens to break down, you should immediately contact the equipment supplier and check whether the warranty is still valid. If your equipment supplier is unable to assist, please contact our team and we can aid in referring you to a repairer.

Contract Related Questions

If your contract is an operating lease or a rental agreement, Accommodation Finance Australia will email you about one month before the end of your contract term to provide you with the options available to you.

If your contract is a chattel mortgage or business loan, then your agreement will simply terminate at the end of the contract term.

If you would like to discuss your options sooner, please call our friendly Customer Service team on 1300 287 178.

Not to worry, simply call our friendly customer service team on 1300 287 178 and they can assist you in this matter.

Related Content

Below is some information you may find useful in your hotel or motel ownership journey.